You’re ready to do it! Maybe you’re just thinking about it? You’ve visited numerous times, bought books about moving to Hawaii and really considered the real possibility of living on the island. So now you’re doing your research about moving and buying a home on Oahu. Here are the easiest and most basic steps of how to buy a house on Oahu.
#1. Find a local agent.
There are a lot of people that moved to Hawaii and get their real estate license because living here is expensive and selling a house or two can be quite lucrative however, by going with an amateur agent or someone that has just moved here, they may not know all of the details about certain neighborhoods, storm areas, commute times, traffic and construction, which are big deals on the island. My suggestion is to go with a real estate agent that is very proficient with the area and has been an agent of Hawaii for years. Before you even look at one home, find an agent that understands why you’re buying, where you’re coming from and your budget. Talk to them first and then get started on your budget, what you’re looking for and what you really want.
Read more: Moving to Hawaii? Just Do It!
#2. Figure out what you want.
There are a lot of options on the island from townhouses to condominiums, high-rise apartments and beautiful oceanfront villas. Of course, there are price ranges all over the board from $300,000 to well over $10 million, so you need to understand how much your budget is going to be and what you’re looking for. Knowing these two items we can narrow it down to a good list of some possible potential properties.
#3. Where are you going to work?
If you are retiring it doesn’t really matter except that you’ll probably want to be out of the major cities in some centrally located areas such as Mililani or one of the coastal communities or villages. If you’re working in town such as in Honolulu or surrounding areas you want to consider traffic, construction and commute. There’s always construction going on somewhere on the island so consider your commute time and if you plan on driving or would like to live closer to your job.
#4. What are you willing to tolerate.
If you’re moving from the mainland, Hawaii is quite different. You may be giving up certain items that are a given on the mainland such as garbage and trash pickup, running water, electricity or certain fruits and vegetables available at all times. There are literally places on the island that have minimal electricity, low water pressure and limited resources so you need to talk to your agent about what you expect and your realistic expectations for simplifying your life.
Read more: FAQ about moving to Hawaii
Because I’ve lived here for 30+ years I know the different areas, communities and neighborhoods. By talking with you in understanding what you’re used to, what you’d like and your expectations we can narrow things down to a smaller list of the right homes at the right price. The very first thing is to start off by calling our office and answering some basic questions about your home expectations here in Oahu. We can help you get started either financing a home, looking at homes if you’re ready to buy and negotiating for the right terms and the right price. Call us today to get started.